Cash Offer vs. Listing
Selling for cash isn't automatically the right move for every seller, and we'll tell you that on the phone. Here's an honest look at the actual tradeoff.
| Sell to House Junkies | List with an Agent | |
|---|---|---|
| Timeline to Close | 7 to 30 Days, You Choose | Typically 60 to 90+ Days After an Accepted Offer |
| Repairs Required | None, Sold As-Is | Often Required by Buyer's Lender or Negotiated After Inspection |
| Showings | None | Multiple, on an Ongoing Basis Until Sold |
| Agent Commission | None | Typically 5-6% of Sale Price, Split Between Agents |
| Closing Costs | Covered by House Junkies | Typically Paid by the Seller |
| Financing Risk | None, We Buy With Our Own Capital | Buyer's Loan Can Fall Through, Restarting the Process |
| Certainty of Sale | Firm Offer Once Accepted | Can Fall Out of Escrow Over Inspection, Appraisal, or Financing Issues |
A Worked Example
Say a house would sell for $320,000 fully repaired and listed on the open market. Here's roughly how the two paths compare, using typical Central Valley numbers:
- Repaired Sale Price: $320,000
- Agent Commission (5-6%): -$17,600
- Seller-Paid Closing Costs: -$3,200
- Repairs to Get It Market-Ready: -$15,000 to $30,000+
- Time to Close: 60 to 90+ Days, Plus Repair Time
- Cash Offer Accounts for Repairs Upfront, See Our Exact Formula
- Closing Costs: $0, We Cover Them
- Commission: $0
- Repairs: $0, Sold As-Is
- Time to Close: 7 to 30 Days, You Choose
The exact numbers depend on your specific property. See how we calculate your offer for the real formula, or call (559) 368-8956 and we'll run the numbers on your house specifically.
When Listing Might Net You More
If your house is in good condition, you're not on a tight timeline, and you can afford to wait through showings and a financed buyer's process, listing on the open market can net a higher final price. Because House Junkies is part of Ulloa Investment Group, which also owns Legacy Real Estate, we can tell you honestly which path fits your situation, even if that means listing instead of selling to us directly.